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Kansas Underinsured & Uninsured Motorist Lawyer

Underinsured & Uninsured Driver Attorney in Wichita

In most cases in which an at-fault driver causes an injury accident, victims will pursue a claim against the negligent driver’s insurance company. But what if a driver does not have insurance, does not have enough insurance to pay all damages, or leaves the scene and is not identified?

Kansas law requires drivers to carry a minimum of $25,000 per person/$50,000 bodily injury coverage. This coverage is meant to compensate injury victims in the event a driver causes a collision. However, this coverage is often nowhere near sufficient enough to compensate those who are seriously injured. In fact, the limits can quickly be exhausted just by emergency room care.

These are complex cases always best handled by an experienced car accident law firm in Wichita. Each cases is unique, but common avenues of recovery in such cases include:

  • Pursuing an at-fault party in a lawsuit. The negligent driver may be sued and forced to personally pay a claim.
  • Pursuing a claim against your own insurance carrier: Kansas law also requires motorists to carry $25,000 per person/$50,000 per accident in uninsured/underinsured motorist coverage. This coverage is meant to protect you and your family in the event you are in a collision with an at-fault driver who leaves the scene, does not have insurance, or does not have enough insurance to pay all of the damages to which you are entitled.

Uninsured/Underinsured Motorist Claims

In all cases, early consultation with an experienced Wichita car accident lawyer is the best thing you can do to protect your rights. Early investigation is often the best way to identify at-fault parties and determine all of the factors of causation in a collision.

In cases where victims must pursue a claim against their own insurance carrier, they should not expect to be treated as a valued customer. These claims are no different to an insurance carrier than other claims by third-party victims. Your insurance company and its adjusters, investigators and lawyers, will be focused on limiting the cost of your claim and your ability to collect damages.

In addition to proving causation and identifying all liable parties, your chosen Wichita car accident lawyer must also determine the total value of your claim, including economic damages like medical expenses and lost wages, and non-economic damages like pain and suffering. This can be a complex process, particularly when serious injury results in the likelihood of a lengthy recovery, disability and/or the probability of future medical complications.

At Riedmiller, Andersen and Scott LLC, our Wichita car accident lawyers believe victims and families deserve immediate access to experienced legal help without concerns over upfront costs or other barriers that would otherwise put them at a disadvantage when dealing with large insurance corporations and their attorneys. That’s why we offer confidential consultations and accept clients on a contingency fee basis, which means we get paid only when we are successful in winning compensation for you and your family.

The veteran car accident lawyers at Riedmiller, Andersen and Scott LLC represent injury victims and their families in Wichita, Kansas and the surrounding areas, including Valley Center, Park City, Kechi, Bel Aire, Eastbourough, Andover, Derby, Newton, El Dorado, Arkansas City, Winfield, Haysville, Goddard and Maize. For a confidential consultation to discuss your rights call 316-648-1369.

Frequently Asked Questions

If you're involved in an accident with an uninsured driver in Wichita, first consult with a local lawyer who specializes in car accidents, especially those involving uninsured or underinsured drivers. It's crucial to file a claim under your own uninsured motorist coverage, as per Kansas law. Also, ensure that you document all aspects of the incident thoroughly to support your case.

Our uninsured motorist accident attorney can guide you through the process, helping to protect your rights and ensure you receive the compensation you deserve. Early consultation can significantly impact the outcome of your case.
In a case involving an uninsured motorist in Wichita, you may be entitled to compensation for economic damages like medical expenses and lost wages, as well as non-economic damages such as pain and suffering. Your compensation typically comes from your own uninsured/underinsured motorist coverage. These cases often require detailed legal assistance to accurately assess the total value of your claim and navigate potential complexities, particularly when serious injuries are involved.
Hiring an attorney for an underinsured motorist accident in Kansas is crucial because it ensures that you navigate the legal complexities effectively, maximize your compensation from limited coverage sources, and handle negotiations with insurance companies who often have extensive legal resources. An experienced attorney can also help in accurately evaluating damages and securing a fair settlement under Kansas’s specific insurance regulations.

Our knowledgeable attorneys will handle all legal aspects, from identifying liable parties to negotiating with insurance companies, ensuring you receive fair compensation without the stress of dealing with legal procedures alone.
To start a claim with an uninsured motorist accident attorney in Wichita, reach out to us for a confidential consultation. Our team at Riedmiller, Andersen & Scott LLC will assess your situation, explain your legal options, and guide you through the claims process to ensure your rights are protected and you receive the compensation you deserve. For more information, contact us.

Additional Information in Wichita, Kansas

National Association of Insurance Commissioners - Uninsured Motorists: A Growing Problem for Consumers: Comprehensive information contain valuable data on insurance policies, regulations, or guidance on handling claims related to uninsured motorists. Such a resource could be instrumental in understanding the legal framework and statistics related to uninsured motorist cases, providing insights or data to support claims processing or litigation strategies.
Insurance Information Institute - Protect Yourself Against Uninsured Motorists: Offers advice on how to protect oneself financially from uninsured motorists. It details the prevalence of uninsured drivers and emphasizes the importance of having uninsured and underinsured motorist coverage. The article provides practical steps for ensuring you have adequate coverage and discusses options available through insurance providers, which can be crucial for financial protection in accidents involving uninsured drivers.
KS Legislature - Uninsured Motorist: Basic Questions and Answers: Detailed information relevant to transportation or legal matters discussed in a committee meeting from 2012. Documents like these typically include testimonies, legislative proposals, or regulatory discussions that can provide context or detailed information regarding laws, such as those involving uninsured motorists. Accessing this document could help understand historical or legislative backgrounds influencing current laws about uninsured motorists, providing valuable context or precedents for legal cases or policy review.

YOU MAY BE ENTITLED TO COVERAGE UNDER YOUR INSURANCE

CALL ROGER’S CELL DIRECT WITH YOUR QUESTIONS 24/7 AT (316) 316-648-1369 FOR A FREE, NO OBLIGATION CONSULTATION

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Resources

What not to say to the insurance company
HOW TO AVOID WRECKING YOUR ACCIDENT CASE
This eBook has important information about the steps you need to take after an accident.
Appointment Checklist
IMPORTANT CHECKLIST FOR YOUR DOCTOR’S APPOINTMENT
A checklist to complete before your next doctor’s appointment so you don’t neglect important information your doctor will need.
Personal Injury Case Instructions
SIMPLE SECRETS ABOUT AUTO COLLISION CLAIMS
A to-do list for your auto accident injury claim.

Answers to your questions

CALL ROGER’S CELL DIRECT WITH YOUR QUESTIONS 24/7 AT (316) 648-1369 FOR A FREE, NO OBLIGATION CONSULTATION
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The information obtained at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Merely contacting us, however, does not create an attorney-client relationship. Please do not send any confidential information to us until such time an official attorney-client relationship has been established.
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